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20 July 2026 – Current Affairs Quiz & MCQ (With PDF)

Find the current affairs quiz 20 July 2026 by Exam Charcha.

Staying updated with current events is crucial, and this quiz is designed to help you test your knowledge of the latest happenings. The 20 July 2026 current affairs quiz covers the key events, news, and developments from this day. 

Each question comes with multiple choices, and the correct answer is provided to help you learn. Whether you’re preparing for competitive exams or just want to stay informed, this quiz is a great way to assess your awareness of current affairs.

Current Affairs Quiz – 20 July 2026 (Test Now)

1. By which date does India aim to achieve a fully digital Criminal Justice System (CJS)?

A) 1 January 2026
B) 1 July 2026
C) 1 July 2027
D) 1 January 2028

Show Answer

Correct Answer : C) 1 July 2027


2. The Interoperable Criminal Justice System (ICJS) integrates which institutions through a unified digital platform?

A) Only police and courts
B) Police, courts, prisons, prosecution, and forensic labs
C) Only prisons and forensic labs
D) Police and prosecution only

Show Answer

Correct Answer: B) Police, courts, prisons, prosecution, and forensic labs


3. The principle of ‘Audi Alteram Partem’, which underlies the Criminal Justice System, refers to:

A) Right to legal aid
B) Right to a fair hearing
C) Right against self-incrimination
D) Right to bail

Show Answer

Correct Answer: B) Right to a fair hearing


4. Which 2023 law shifts the focus of criminal law from a purely punitive approach to a justice oriented one?

A) Bharatiya Nagarik Suraksha Sanhita (BNSS)
B) Indian Evidence Act
C) Bharatiya Nyaya Sanhita (BNS)
D) Bharatiya Sakshya Adhiniyam

Show Answer

Correct Answer: C) Bharatiya Nyaya Sanhita (BNS)


5. Under the digitisation reforms, forensic investigation is mandatory for offences punishable with imprisonment of:

A) 3 years or more
B) 5 years or more
C) 7 years or more
D) 10 years or more

Show Answer

Correct Answer: C) 7 years or more


6. According to the content, what percentage of FIRs are currently digitally transmitted to courts?

A) 36%
B) 46%
C) 56%
D) 66%

Show Answer

Correct Answer: B) 2016


7. Which institution acts as the apex rural development financial institution in India, providing refinance and supervising RRBs and Cooperative Banks?

A) RBI
B) SIDBI
C) NABARD
D) SEBI

Show Answer

Correct Answer: C) NABARD


8. As per NABARD’s Rural Economic Conditions and Sentiments Survey (May 2026), what percentage of rural households relied exclusively on formal credit sources?

A) 41%
B) 51%
C) 61%
D) 77.2%

Show Answer

Correct Answer: B) 51%


9. Scheduled Commercial Banks (SCBs) are listed under which schedule of the RBI Act, 1934?

A) First Schedule
B) Second Schedule
C) Third Schedule
D) Fourth Schedule

Show Answer

Correct Answer: B) Second Schedule


10. How many Regional Rural Banks (RRBs) currently operate across India?

A) 11
B) 22
C) 28
D) 32

Show Answer

Correct Answer: C) 28


11. Under Priority Sector Lending (PSL), what is the sub-target for small and marginal farmers?

A) 7%
B) 10%
C) 14%
D) 18%

Show Answer

Correct Answer: B) 10%


12. The Modified Interest Subvention Scheme (MISS) provides short-term crop loans through the Kisan Credit Card at what interest rate?

A) 4%
B) 7%
C) 9%
D) 12%

Show Answer

Correct Answer: B) 7%


13. How many Self-Help Groups (SHGs) have organised over 10.05 crore rural women, as per the content?

A) 50.90 lakh
B) 70.90 lakh
C) 90.90 lakh
D) 1.05 crore

Show Answer

Correct Answer: C) 90.90 lakh


14. By March 2025, what percentage of villages had a banking outlet within a 5 km radius, as per the Jan Dhan Darshak App data?

A) 92.5%
B) 95.8%
C) 99.92%
D) 100%

Show Answer

Correct Answer: C) 99.92%


15. Corporate Average Fuel Economy (CAFE) norms are notified by which body under the Energy Conservation Act, 2001?

A) Ministry of Road Transport and Highways
B) Bureau of Energy Efficiency (BEE)
C) Central Pollution Control Board
D) NITI Aayog

Show Answer

Correct Answer: B) Bureau of Energy Efficiency (BEE)


16. The Draft CAFE-III Norms will be applicable during which period?

A) FY 2025–26 to FY 2029–30
B) FY 2026–27 to FY 2030–31
C) FY 2027–28 to FY 2031–32
D) FY 2028–29 to FY 2032–33

Show Answer

Correct Answer: C) FY 2027–28 to FY 2031–32


17. CAFE-III norms apply to which category of vehicles?

A) M1 category passenger vehicles
B) N1 category commercial vehicles
C) Two-wheelers only
D) Heavy goods vehicles

Show Answer

Correct Answer: A) M1 category passenger vehicles


18. Manufacturers selling fewer than how many vehicles annually are exempt from CAFE-III norms?

A) 500
B) 1,000
C) 2,000
D) 5,000

Show Answer

Correct Answer: B) 1,000


19. Under CAFE-III, what is the targeted fleet-average fuel consumption by FY32?

A) 3.996 litres/100 km
B) 3.673 litres/100 km
C) 3.3273 litres/100 km
D) 2.998 litres/100 km

Show Answer

Correct Answer: C) 3.3273 litres/100 km


20. Under CAFE-III’s Super Credits system, how many credits are assigned to Battery Electric Vehicles (BEVs)?

A) 1.1 credits
B) 1.6 credits
C) 2.5 credits
D) 3.0 credits

Show Answer

Correct Answer: D) 3.0 credits


21. The PARIVARTAN Scheme aims to replace old polluting commercial vehicles across which region?

A) Mumbai Metropolitan Region
B) National Capital Region (NCR)
C) Bengaluru Metropolitan Area
D) Chennai Metropolitan Area

Show Answer

Correct Answer: B) National Capital Region (NCR)


22. Which agency provides financial support/funding for the PARIVARTAN Scheme?

A) NABARD
B) National Capital Region Planning Board (NCRPB)
C) Ministry of Finance
D) Asian Development Bank

Show Answer

Correct Answer: B) National Capital Region Planning Board (NCRPB)


23. Under PARIVARTAN, what interest subvention is offered on vehicle loans?

A) 3%
B) 5%
C) 7%
D) 10%

Show Answer

Correct Answer: B) 5%


24. What is the minimum discount OEMs are required to offer under the PARIVARTAN Scheme?

A) 5%
B) 8%
C) 10%
D) 12%

Show Answer

Correct Answer: B) 8%


25. The CapaCITIES Programme, which recently completed 10 years, was launched in which year?

A) 2014
B) 2015
C) 2016
D) 2018

Show Answer

Correct Answer: C) 2016


26. CapaCITIES is funded by which agency?

A) World Bank
B) Swiss Agency for Development and Cooperation (SDC)
C) USAID
D) Asian Infrastructure Investment Bank

Show Answer

Correct Answer: B) Swiss Agency for Development and Cooperation (SDC)


27. Which institution serves as the knowledge partner for the CapaCITIES Programme?

A) NITI Aayog
B) National Institute of Urban Affairs (NIUA)
C) TERI
D) Indian Institute of Public Administration

Show Answer

Correct Answer: B) National Institute of Urban Affairs (NIUA)


28. What does CRCAP, introduced under CapaCITIES, stand for?

A) City Resource and Conservation Action Plan
B) Climate Resilient City Action Plan
C) Carbon Reduction and Climate Adaptation Programme
D) City Renewal and Climate Action Policy

Show Answer

Correct Answer: B) Climate Resilient City Action Plan


29. INS Mahendragiri, commissioned into the Eastern Fleet, is built under which project?

A) Project 15B
B) Project 17A
C) Project 75
D) Project 28

Show Answer

Correct Answer: B) Project 17A


30. INS Mahendragiri was constructed by which shipyard?

A) Garden Reach Shipbuilders & Engineers (GRSE)
B) Cochin Shipyard Limited
C) Mazagon Dock Shipbuilders Limited (MDL)
D) Hindustan Shipyard Limited

Show Answer

Correct Answer: C) Mazagon Dock Shipbuilders Limited (MDL)


Download PDF of 20 July Current Affairs Quiz

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Study Current Affairs of 20 July 2026

For a detailed understanding of the key events from 20 July 2026, visit our comprehensive current affairs page. This section covers all major news and developments, providing in-depth insights that are crucial for exam preparation and staying informed.

20 July 2026 Current Affairs


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